4 Ways To Save Your Marriage From Debts
“I do” to love and paying our debts which are a prerequisite” that’s a marriage blunder right there. The best and ideal way to save your marriage from endless of debts is not taking one. Huh! Wait, we work to live and not live to work.
So debts should be part and parcel of our daily routines. I don’t know, but finances are topmost topics that couples never agree with. To pose at the real reality, you have to be fair enough. That is to say, not spending your last dime; At times couples should learn the overspending and not spending theme.
Furthermore, most couples ignore to talk about money issues. As time flies, you find yourselves in more debts than before. What to do? Call 911 to be of service to you. Just like a taboo, you’ll be disconnected from your end. As entertaining as you can both be, debts have to be paid. Let not tension rule your days. To save your fusion from dues and arrears, read on.
What to do? Call 911 to be of service to you. Just like a taboo, you’ll be disconnected from your end. As entertaining as you can both be, debts have to be paid. Let not tension rule your days. To save your future from dues and arrears, read on.
*First things first, acknowledge your debt issue as husband and wife. Set a date where you’ll discuss nothing else than money tensions. Have privacy and make sure your kids aren’t involved. If need be, switch-off your cell phone.*
1. Be Honest
If you are in debt, a forthright discussion shouldn’t be an exception to you. If you don’t want your SO to know, you’ll have tons of responsibilities at hand. To avoid further chaos, have an open discussion and be honest hence solving your debts issues won’t be a problem.
Note that the money you said “I do” your problems are his and vice versa. So be upfront at all times.
To relieve yourself from this, pay your debts on time. Also, make sure you’ve paid a higher amount than what you are expected from your side. Let your partner know about your next plans. If it means spending less than what you are used to, so be it.
*You are bound to have anything under the sun, but the truth is that you can never afford everything that you want. Most couples lodge in debts because they think they can buy or rather afford every single thing in life. If you thirst for something, don’t think of buying it if you don’t have enough money.*
2. Being in Debts Means Paying It Off
Number one strategy to free your marriage from debts is to pay and have a clean bill. You can only do this by taking certain measures. This includes being organized and setting realistic goals. Be accountable for your progress such as tracking your weekly and monthly contributions. Also, set a shopping “to do” list of clothing, shelter, and food. But don’t spend freely.
3. Set Aside For The Rainy Day
Setting some money for that rainy day will make you not to panic. In fact, you avoid certain expenses hence paying off your debts on time. Think about replacing your system hardware and a sudden fritz in your dishwasher.
Making space for tiny budgets will save your marriage from money anxieties. Also, don’t point each other fingers but learn to reciprocate with gratitude. It all drips down to being mature, loyal and committed.
4. Motivate One Another
I could agree more that it’s difficult to understand a partner who has tons of debts, especially recurring ones. It’s as if he or she never learns from past mistakes. To avoid blame games, motivation should be your best bread and butter. To free from that aching ordeal, try to figure out how you’ll intervene from your end.
Whether you have an unpaid debt or debt paid in full, life has to go on. Yes, it’s a huge issue but do not sentence yourself to the point of forgetting your existence. Yes, you have debts to pay but the fun alive and enjoy one another company. Either way, don’t splurge but opt for picnics, reading inspirational books and so on.